Indian Bank, founded in 1907, is a public sector bank in India with its headquarters in Chennai. In 2019, Indian Bank amalgamated with Allahabad Bank as announced by the Government of India. Indian Bank provides a comprehensive range of banking services, such as savings and current accounts, fixed deposits, recurring deposits, and various loans, to meet a variety of financial demands. The bank’s total business reached ₹10,94,752 crore as of March 31, 2023.
Indian Bank has come a long way since its founding. It employs digital banking channels, such as mobile banking, online banking, and ATM services to improve the consumer experience and efficiency. The bank has come up with various methods for you to do an Indian Bank balance check.
Checking your balance is a common task, but navigating the many options can be perplexing. This guide will ease the process by mentioning steps on how to check Indian Bank balance using methods like SMS, internet banking, missed calls and mobile banking.
Indian Bank Balance Enquiry Numbers
| Indian Bank Balance Check Method | Overview |
| Toll-Free Number | 1800-425-00000 |
| SMS Service | Send BALAVL <Account Number> <MPIN>’ to 9444394443 |
| Missed Call Balance Check | 96776 33000 |
| Net Banking |
|
| IndOASIS Mobile App | IndOASIS Indian Bank MobileApp: Play Store | App Store |
| ATM |
|
| UPI App |
|
Overview of Methods for Indian Bank Balance Check
There are numerous methods through which you can perform an Indian Bank balance check. The following table will help you understand the different methods:
1. Indian Bank Account Balance Check via Toll-Free Number
Follow the steps mentioned below to raise an Indian Bank balance enquiry:
Call the toll-free Indian Bank balance enquiry number – 1800-425-00000 from your registered number.
Select the language you are comfortable communicating in with.
The Indian Bank customer care representative will inform you of your balance.
2. Indian Bank Account Balance Check through SMS Service
If you do not have an active internet or call balance, you can check your balance via the Indian Bank balance check number SMS by following the steps mentioned below.
Open the messaging app on your phone and draft a new message.
Type ‘BALAVL <Account Number> <MPIN>’ and send it to 9444394443.
You will receive an Indian Bank balance SMS.
3. Indian Bank Account Balance Check via the Missed Call Service
| Indian Bank Balance Check | Phone Number |
|---|---|
| Missed Call Balance | 96776 33000 |
Follow the steps mentioned below to raise an Indian Bank balance enquiry:
- Give a missed call at the Indian Bank missed call balance check number: 96776 33000 from your registered number.
- After 1-2 rings, the call will immediately end.
- You will receive a text with your Indian Bank balance enquiry.
4. Indian Bank Account Balance Check through Net Banking
Next on our list of how to check Indian Bank balance is Internet banking. This method allows you to do an Indian Bank balance check number by skipping the long queues. Just follow the steps mentioned below:
Visit the official website of Indian Bank and log in to your account using your credentials.
Your account’s homepage will be displayed on the screen where you can go to Indian Bank balance check no mini statement and get your balance.
5. Indian Bank Balance Check through the IndOASIS Mobile App
Indian Bank launched its mobile app to make it easier for its customers to carry on with their banking activities. You can use the Indian Bank mobile app to perform an Indian Bank balance check by following the steps mentioned below.
Go to the App Store or the Play Store, and install the ‘IndOASIS’ app.
Launch the Indian Bank mobile app and log in using your username and password.
Click the ‘Accounts’ option and head over to the ‘Savings’ tab.
Your account balance and other information will be displayed on your screen.
6. Indian Bank Account Balance Check at an ATM
You can use your debit card to swipe on how to check your Indian Bank balance. Follow the steps mentioned below.
Visit the ATM closest to you.
Swipe your Indian Bank debit card at the ATM and enter your four-digit ATM PIN.
Click ‘Balance Enquiry’.
The ATM will then show the balance in your account.
7. How to Know Indian Bank Account Balance via a UPI App
You can use any UPI app to raise an Indian Bank balance enquiry. Just follow the steps mentioned below.
Launch any UPI app on your smartphone.
Enter the PIN to log in.
Select the account of Indian Bank balance enquiry.
Proceed by clicking on the ‘View Balance’ option.
Enter your UPI PIN to view your account balance.
Importance Of Knowing Your Bank Balance
Understanding your bank balance is essential for financial health. Regular checks prevent overdrafts, saving you from costly penalties. It enables you to successfully budget, track your expenses, and save for future goals.
Furthermore, monitoring your account protects against fraudulent activity. Early detection of illegal transactions can help secure your hard-earned money.
Conclusion
Performing your Indian Bank balance check is critical for financial management. Indian Bank has made it easy thanks to convenient options such as SMS, missed calls, internet banking, and the Indian Bank mobile app.
Whether you prefer traditional ways or are on the road, knowing your balance with Indian Bank’s balance check number services allows you to take a proactive and structured approach to managing your finances.
FAQs
1. How can I register for an Indian Bank balance enquiry by SMS banking?
You can visit the nearest Indian bank branch and ask a representative to help you with a mobile banking registration form. You will soon be approved for SMS banking after which you can check your balance.
2. Do I have to pay to perform an Indian Bank balance check?
No, the balance check services offered by the bank are free; you simply have to register yourself to avail of services like SMS, internet banking, mobile banking, and UPI.
3. Is there a way to check my Indian bank account’s transaction details?
Yes, you can check your transaction details by logging in to your account via internet banking or using the Indian Bank mobile app.
